Imagine a state where the very ground beneath homes is threatened by rising seas, where storms grow fiercer each year, and where the dream of homeownership is increasingly out of reach due to skyrocketing insurance costs. This is the reality for Florida, a state on the front lines of a climate
Imagine a world where car insurance no longer feels like a punitive system, where drivers, especially those just starting out, aren't burdened by sky-high premiums based on broad assumptions rather than actual behavior. In the UK, this vision is becoming a reality through a pioneering insurtech
I'm thrilled to sit down with Simon Glairy, a renowned expert in insurance and Insurtech, who brings a wealth of knowledge on risk management and AI-driven risk assessment. With automakers stepping into the insurance arena, Simon offers unique insights into how these shifts are reshaping the
Setting the Stage for a Data-Driven Insurance Era Imagine a scenario where a simple smartwatch on your wrist could slash your life insurance premiums by directly reflecting your daily health choices, a concept that is no longer a distant vision but a tangible shift unfolding in the life insurance
What if the cost of insuring a van suddenly became far more affordable, while car owners continue to face skyrocketing premiums? In the UK, this scenario is unfolding as van insurance premiums have plummeted by over 20% in just one year, reshaping the landscape for van owners and businesses. This
The moment a police car's lights flash in the rearview mirror, a driver's heart sinks, knowing that a traffic violation could mean more than just a fine or a mark on their record. These infractions, whether for speeding, distracted driving, or more severe offenses like DUIs, carry a hidden cost