Risk Assessment

How Is Ransomware Straining Cybersecurity Reinsurers?
Regulatory & Compliance How Is Ransomware Straining Cybersecurity Reinsurers?

In an era where digital threats loom larger than ever, the cybersecurity insurance industry finds itself grappling with an unprecedented challenge as ransomware attacks skyrocket, placing immense pressure on reinsurers who shoulder much of the financial fallout. These malicious attacks, where

Why Are UK Home Insurance Premiums Dropping Amid Risks?
Data Analytics Why Are UK Home Insurance Premiums Dropping Amid Risks?

Market Snapshot: A Surprising Decline in Premiums In a striking development for the UK home insurance sector, average premiums have plummeted by 13% over the past year, dropping from £226 to £197 as of this year, 2025, offering a financial breather for homeowners grappling with economic strains.

MGAs Gain Momentum with Strong Partnerships for 2026
Data Analytics MGAs Gain Momentum with Strong Partnerships for 2026

In the fast-evolving world of insurance, Managing General Agents (MGAs) are emerging as unexpected powerhouses, reshaping how risk is underwritten and distributed in 2025. Picture a landscape where traditional insurers struggle to keep pace with niche markets and complex risks like cyber threats or

AI Transforms Trucking Insurance with Real-Time Data
AI & Automation AI Transforms Trucking Insurance with Real-Time Data

The trucking insurance industry stands at a crossroads, where the integration of artificial intelligence (AI) is rewriting the rules of risk assessment, premium pricing, and claims management. Gone are the days when insurers depended solely on outdated manual processes and broad assumptions about

Are Cyber Insureds Winning Against Holiday Cyber Threats?
Data Analytics Are Cyber Insureds Winning Against Holiday Cyber Threats?

In the ever-evolving landscape of cybersecurity, the holiday season emerges as a critical battleground where businesses face intensified threats from cybercriminals looking to exploit heightened online activity. As Black Friday deals and year-end shopping sprees drive a surge in digital

AI in Insurance: Are Bots Fair and Compliant in Florida?
Data Analytics AI in Insurance: Are Bots Fair and Compliant in Florida?

In the rapidly shifting landscape of technology, artificial intelligence (AI) is carving out a significant role in the insurance industry, particularly in Florida, where innovation meets a complex regulatory environment that challenges both insurers and policymakers. From automating customer

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