Risk Assessment

Is Costco's Car Insurance Worth the Membership?
Digital Insurance Is Costco's Car Insurance Worth the Membership?

With American drivers facing auto insurance premiums projected to surpass an average of $2,600 annually, many are exploring unconventional avenues for savings, and the familiar aisles of a wholesale club have emerged as an unlikely contender. Costco, a brand synonymous with bulk savings, extends

Arizona Finds No Easy Fix for Wildfire Insurance Crisis
Data Analytics Arizona Finds No Easy Fix for Wildfire Insurance Crisis

As devastating wildfires become an increasingly common feature of the American West, Arizona homeowners are confronting a secondary, slow-burning disaster in the form of a strained and retreating insurance market. A landmark report from the state's Department of Insurance and Financial Institutions

Aflac Breach Exposes Health Records of 22 Million
Regulatory & Compliance Aflac Breach Exposes Health Records of 22 Million

A catastrophic data breach within the U.S. insurance sector has brought to light the immense digital peril facing millions of Americans, as sensitive personal and medical information belonging to over 22 million individuals was stolen from the networks of insurance giant Aflac Inc. This incident,

Can AI Solve the Climate Insurance Crisis?
Regulatory & Compliance Can AI Solve the Climate Insurance Crisis?

The foundational promise of the insurance industry—to provide a financial backstop against disaster—is fracturing under the immense pressure of a rapidly changing climate, leaving entire communities dangerously exposed. For generations, insurers built their models on the bedrock of historical data,

Cyber Market Paradox Forces Insurers to Innovate
Regulatory & Compliance Cyber Market Paradox Forces Insurers to Innovate

A peculiar logic has taken hold of the global cyber insurance market, where a relentless surge in digital threats is being met not with caution but with aggressively falling prices, creating a strategic crisis for carriers and profound confusion for the businesses they aim to protect. This unusual

Surplus Lines Beat the Risks of Direct Procurement
Data Analytics Surplus Lines Beat the Risks of Direct Procurement

Charting a Course to Global Coverage: Why Your Insurance Pathway Matters In an increasingly interconnected world where supply chains span continents and digital operations defy physical borders, U.S. businesses often require specialized or high-capacity insurance coverage that can only be found in

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