Underwriting Automation

The insurance industry's conventional method for assessing wildfire risk is profoundly misaligned with reality, as it continues to prioritize the probability of a fire starting over the crucial physical and environmental conditions that permit an ignition to erupt into an uncontrollable,

The Excess & Surplus (E&S) insurance market, a sector now valued at nearly $130 billion, has been grappling with a significant challenge born from its own success: record-breaking submission volumes are overwhelming the traditionally manual, paper-based workflows that have defined the industry for

For decades, the mental map of California's wildfire risk for many insurers had a clear and imposing bullseye firmly planted over Southern California, dictating underwriting strategies and capital allocation for an entire industry. This established view, however, is being rapidly redrawn by a new

A Precarious Thaw Navigating the UK PI Markets New Competitive Landscape After a prolonged and punishing hard market, the United Kingdom's professional indemnity (PI) insurance sector is experiencing a significant "reset," as a wave of new capacity and rising competition rapidly softens conditions,

The promise of enterprise-wide artificial intelligence has finally begun to materialize for the insurance industry, moving beyond the isolated pilot programs that, for years, failed to deliver on their transformative potential. While insurers have long recognized the value of AI in specific

Far from the realm of science fiction, autonomous artificial intelligence is now silently executing complex financial trades and underwriting insurance policies across the United Kingdom, prompting regulators to ask a profound question: who is truly in control? The UK's Financial Conduct Authority