In a world where natural disasters are costing insurers billions annually, with catastrophe losses exceeding $100 billion globally in recent years, a hidden factor could unlock fairer and smarter pricing. Imagine a homeowner in a wildfire-prone area of California paying the same premium as someone
What happens when a nation synonymous with rain and mist becomes a tinderbox for wildfires? In 2025, the UK is grappling with an unprecedented 700% spike in wildfire incidents compared to last year, a statistic that has sent shockwaves through communities and industries alike, forcing a
Short introduction Meet Simon Glairy, a distinguished expert in insurance and Insurtech, with deep expertise in risk management and AI-driven risk assessment. With years of experience navigating the complexities of the London Market, including the operations of Lloyd’s brokers and managing general
The Urgency of Addressing the Global Protection Gap Imagine a world where natural disasters, cyberattacks, and geopolitical crises strike with increasing frequency, yet only a fraction of the resulting economic losses are covered by insurance. This is the reality of the staggering $2.5 trillion
What happens when an industry steeped in tradition faces a tidal wave of complexity and volume that threatens to overwhelm even the most seasoned professionals? In the world of insurance underwriting, where catastrophe-focused portfolios demand precision amid soaring submission numbers, a
Imagine a world where filing an insurance claim takes mere minutes, with algorithms assessing damage through uploaded photos and chatbots guiding policyholders through every step, all without human intervention. This is no longer a distant vision but a reality unfolding in the insurance sector,
