Olivia Rain

The initial silence following a severe winter storm often belies the escalating crisis brewing within homes and properties, a crisis that presents a fundamentally different challenge for the insurance industry compared to more sudden catastrophic events. As severe arctic blasts become more frequent

The commercial insurance industry is currently navigating a sea of unprecedented complexity, where underwriters are tasked with evaluating risks from a deluge of unstructured data arriving in countless formats, from broker emails and intricate spreadsheets to detailed loss runs and dense financial

The proliferation of sophisticated AI-driven tools has irrevocably blurred the line between digital reality and fabrication, creating a critical challenge where the authenticity of an image or video can no longer be taken for granted. In this environment, the very concept of visual proof is under

In a landscape crowded with companies rushing to adopt the latest technological marvels, a specialist workers’ compensation carrier has demonstrated that a disciplined, business-first approach to artificial intelligence can yield more sustainable and impactful results. Employers has deliberately

The insurance brokerage landscape is at a critical juncture, defined by a relentless wave of consolidation that pits the demand for massive scale against the traditional values of the independent firm. For many, the path to growth seems to lead inevitably toward acquisition, sacrificing autonomy

A powerful grassroots movement is taking root in Connecticut, fueled by senior citizens who feel betrayed by the long-term care insurance they bought for peace of mind. Decades after purchasing these policies in good faith, thousands of residents are now facing staggering and relentless premium

With a road-death rate significantly higher than the rest of the UK, Northern Ireland's new driver licensing reforms are more than just policy—they're a critical intervention with major implications for road safety and the insurance industry. To unpack what these changes mean for risk,

In the modern United Kingdom commercial insurance market, a quiet but profound revolution is underway as the long-standing model of standardized, off-the-shelf policies is rapidly becoming obsolete, replaced by a growing demand for bespoke, tailored risk solutions. This evolution is not merely a

In the world of agriculture, where success is measured by seasons and harvests, a hidden financial threat is growing. Underinsurance is leaving many farmers dangerously exposed, turning manageable losses into potential catastrophes. We sat down with Simon Glairy, a leading expert in agricultural

With a deep background in InsurTech and a keen focus on the intersection of artificial intelligence and risk management, Simon Glairy has become a leading voice in navigating the complex world of modern insurance modeling. Today, we delve into one of the industry's most pressing challenges: the