Olivia Rain

Every time a commercial driver pulls onto the interstate, they are entering a high-stakes environment where the greatest threat often stems from the financial negligence of others sharing the road. While fleet managers invest heavily in top-tier maintenance and driver training, they cannot control

For generations, the success of a family in the Ecuadorian countryside depended entirely on the unpredictable whims of the sky, where one storm could erase years of labor. The recent launch of the nation’s first parametric agricultural insurance program marks a pivotal shift from reactive aid to

While the convenience of checking a wrist-based notification has become a modern standard, the true value of a wearable device lies in its ability to seamlessly integrate into a user's biological rhythms without demanding constant attention at a charging station. The wearable technology industry

For decades, the vaulted halls of the Lloyd’s of London market relied on leather-bound ledgers and hand-shaked agreements, but a silent revolution is currently replacing ink with algorithms to redefine how risk is managed on a global scale. This digital transformation within insurance brokerage

The traditional landscape of commercial underwriting has long suffered from a persistent economic paradox where the cost of human labor frequently outstrips the total value of the small business policies being processed. For decades, legacy carriers have grappled with the "small premium hurdle," a

The Supreme Court’s recent decision to invalidate tariffs imposed under the International Emergency Economic Powers Act (IEEPA) marks a seismic shift in the landscape of international trade and insurance risk. Simon Glairy, a distinguished expert in risk management and the intersection of global

Simon Glairy is a visionary in the Insurtech space, recognized for bridging the gap between current risk frameworks and the radical "what-ifs" of the next century. With a deep background in AI-driven assessment and long-term strategic planning, he helps the insurance industry look beyond quarterly

Imagine a world where insurance doesn’t just help you recover from disasters but actively prevents them. Currently, insurance companies are navigating this transformative shift, largely driven by the Internet of Things (IoT) . Insurers using IoT technology are moving toward an era of proactive risk

The risk management industry has long pursued digital transformation with an almost singular focus on acquiring the latest technology, often treating innovation as a shopping list for sophisticated software and AI platforms. This conventional wisdom, however, frequently leads to fragmented systems

The landscape of dealership insurance just experienced a seismic shift, with a major industry player making a decisive move to solidify its market dominance and broaden its specialized service offerings. Brown & Brown's recent acquisition of American Adventure Insurance is more than a simple