In a global financial environment where the cost of borrowing has become a significant hurdle for corporate growth, one insurance brokerage giant has managed to defy gravity by securing cheaper debt and substantially deepening its capital reserves. Howden Group’s recent refinancing of its $3
With over two decades of experience spanning traditional insurance giants and agile Insurtech startups, Simon Glairy has a unique vantage point on the industry's evolution. His expertise in AI-driven risk assessment and digital transformation makes him the ideal voice to deconstruct one of the
For any dedicated photographer, the moment a sudden downpour begins or an accidental drop occurs is a heart-stopping experience, as the high cost of cameras, lenses, and accessories flashes before their eyes. Many assume their manufacturer's warranty offers a safety net, only to discover too late
The latest financial disclosure from Niva Bupa Health Insurance presents a compelling yet concerning paradox for the market, showcasing a company experiencing vigorous expansion while simultaneously struggling to achieve profitability. This situation is encapsulated in its recent earnings report,
In an era where a single cyberattack can cripple a multinational corporation, the insurance industry faces the monumental task of accurately pricing a risk that is constantly evolving, expanding, and becoming more sophisticated. The expanded partnership between Verisk and KYND aims to tackle this
As the cost of living continues to strain household budgets across the United Kingdom, skyrocketing motor insurance premiums have evolved from a mere inconvenience into a significant financial barrier for millions of drivers. In response to this escalating crisis, a national taskforce has unveiled
In an economy where a single cloud outage or software-as-a-service failure can cost millions in lost revenue and reputational damage, businesses are discovering that traditional cyber insurance often falls short. The lengthy claims processes and complex policy language of indemnity-based coverage
What if your insurance policy could prevent a loss instead of just paying for one? That question is no longer hypothetical. It is the driving force behind a revolution that is moving the insurance industry from a reactive past to a proactive future. The traditional promise of risk compensation,
Beyond Business as Usual: Why Outage Coverage Demands a New Approach In an increasingly connected world, a power outage is a catastrophic event that can bring a business to a grinding halt. With grid instability and climate-related disruptions on the rise, the financial toll is staggering, costing
The modern construction industry, a complex ecosystem of steel, concrete, and ambitious vision, relies on an equally intricate and increasingly strained insurance framework to manage its immense risks. As projects grow in scale and complexity, the sector finds itself at a critical juncture,
