Digital Insurance

Is Flood Insurance Essential for All Homeowners?
Digital Insurance Is Flood Insurance Essential for All Homeowners?

In recent years, the notion that only coastal homeowners should concern themselves with flood insurance has become increasingly outdated. Climatic changes have led to an escalation in severe storms that can cause significant flooding miles inland, well away from traditional hurricane-prone areas.

Maximizing Health Coverage: The Benefits of Secondary Insurance
Digital Insurance Maximizing Health Coverage: The Benefits of Secondary Insurance

With healthcare costs continuously on the rise, many find themselves battling substantial financial strains that even robust primary insurance plans struggle to mitigate. A significant portion of Americans still grapples with out-of-pocket expenses that add up due to deductibles and non-covered

Insurers Team Up for Enhanced Wildfire Risk Assessment
Digital Insurance Insurers Team Up for Enhanced Wildfire Risk Assessment

In today's rapidly evolving insurance landscape, the integration of sophisticated climate data into underwriting processes has become crucial. Simon Glairy, a respected authority in the fields of insurance and Insurtech, provides valuable insights into a significant partnership between Cytora and

Are Insurers Held Accountable for Bad Faith Claims Handling?
Digital Insurance Are Insurers Held Accountable for Bad Faith Claims Handling?

In the complex landscape of insurance claims, accountability is a cornerstone, especially regarding claims handling. The Green v. Nationwide Mutual Insurance Company case underscores key issues in the industry, particularly the responsibilities of insurers when processing claims. This case

Is St. Louis Ordinance Unfairly Penalizing Tornado Victims?
Digital Insurance Is St. Louis Ordinance Unfairly Penalizing Tornado Victims?

In St. Louis, a well-intentioned but now problematic ordinance has come under scrutiny for its impact. Many tornado victims have found that 25% of their insurance claim payouts are being withheld by the city and diverted to an escrow account. This regulation, originally created with the purpose of

Top Life Insurance Picks for Young Adults in 2023
Digital Insurance Top Life Insurance Picks for Young Adults in 2023

In a rapidly evolving financial landscape, young adults today are increasingly conscious of the need for life insurance as part of comprehensive financial planning. With the insurance market offering myriad options, identifying policies that align with individual needs becomes paramount. For young

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