When a workers’ comp carrier grows fast enough to double premium yet watches losses outrun pricing discipline, the fix demands more than slogans or spreadsheets. It calls for choices that risk attrition, conversations that withstand pushback, and an operating model that ties every policy to a
Setting the Stage for a Market Shift in Auto Insurance Imagine a scenario where a car accident leaves a New Jersey driver with a totaled vehicle, only to face a settlement offer from their insurer that barely covers half the car’s worth. This kind of dispute over valuation is far from rare, and it
A Sharp Opening: The Governance Gap in a High-Velocity AI Market Claims teams, underwriters, and brokers adopted generative AI so quickly that many firms now face a blunt question with no easy answer: what happens when speed outpaces safeguards and the audit trail blinks at the very moment
Small businesses with lean teams and tight margins have increasingly found that a single cyber incident can knock out core systems, disrupt sales, and trigger a costly scramble to recover, even when the breach started with nothing more than a phish or a misconfigured account exposed to the
In the intricate world of high net worth (HNW) insurance, brokers face unprecedented challenges that test their expertise, adaptability, and emotional acumen like never before, pushing them to navigate a niche market serving affluent clients with complex portfolios. These portfolios often include
Meet Simon Glairy, a seasoned expert in insurance and Insurtech, with a sharp focus on risk management and AI-driven risk assessment. With years of experience navigating complex challenges in high-stakes industries like aviation, Simon offers invaluable insights into the recent US government
