Simon Glairy has spent years at the intersection of risk management and insurance technology, witnessing firsthand the industry’s shift from rigid legacy frameworks to the current era of intelligent automation. As a leading voice in Insurtech, he understands that the real challenge of digital
The predictable rhythm of the insurance market, characterized by reliable pricing waves, has disintegrated into a complex and volatile environment that defies historical precedents. For decades, risk managers and underwriters operated within the comfort of "hard" and "soft" cycles, where the
Free often feels like a gift, yet free can also be a price paid in silence when personal details travel farther than the service that asked for them. A year after Sallie Mae bought the scholarship app Scholly and dropped its paywall, a courtroom and a whistleblower channel became the arenas for a
Authorized access that later turns toxic has become the market-moving exposure that slips past legacy cyber triggers, forcing insurers, buyers, and regulators to rethink what actually constitutes a covered privacy loss in shared data ecosystems. The UK Biobank episode captured that shift with
Capital can vanish faster than confidence when liquidity strains cascade across affiliates and service hubs, so DC’s overhaul trains supervision on the enterprise where risks actually travel. The District’s Holding Company System Amendment Act reshaped insurance group oversight by fusing capital
Every morning the iPhone unlocks to a grid of silent icons that say nothing about today’s meetings, the suspicious card charge from last night, or how a sudden storm might reroute an afternoon errand, and that gap between what the phone shows and what life needs is precisely where Skye is pressing
