Risk Assessment

Janus Assurance Re Launches Marine Cyber Insurance Program
Regulatory & Compliance Janus Assurance Re Launches Marine Cyber Insurance Program

Specialized cyber insurance programs are now designed to complement traditional maritime placements without creating overlapping coverage gaps. In the current maritime environment of 2026, the reliance on high-speed satellite connectivity and automated navigation systems has exposed fleets to

Why Are New York Auto Insurance Rates So High?
Data Analytics Why Are New York Auto Insurance Rates So High?

The New York State Trial Lawyers Association characterizes proposed insurance reforms as a threat to the rights of injured citizens, labeling them a "wolf in sheep’s clothing." This sharp rhetoric highlights a deepening divide in a state where the average driver is now paying approximately $4,000

Can Hochul’s Reforms Lower New York Auto Insurance Rates?
Data Analytics Can Hochul’s Reforms Lower New York Auto Insurance Rates?

Staged collisions not only inflate insurance costs but also pose a direct physical danger to first responders who must navigate these manufactured emergency scenes. New York drivers currently navigate a fiscal minefield where average annual premiums have surged past the $4,000 mark, leaving many

How Will the PRA Balance Stability and Growth in 2026/27?
Data Analytics How Will the PRA Balance Stability and Growth in 2026/27?

Collaborative efforts between the Prudential Regulation Authority and HM Treasury aim to modernize the ring-fencing regime for retail deposits to support broader business lending. This initiative serves as a cornerstone for the 2026/27 Business Plan, a period characterized by a deliberate shift in

How Are NAICOM and UNDP Reforming Nigeria’s Insurance?
Digital Insurance How Are NAICOM and UNDP Reforming Nigeria’s Insurance?

By leveraging programs like GAIN and collaborating with professional service providers, NAICOM is prioritizing the development of actuarial capacity to address technical gaps in the workforce. This strategic initiative reflects a broader movement to modernize the Nigerian financial sector, where

Tax Court Rules on Income from Terminated Life Insurance Policies
Digital Insurance Tax Court Rules on Income from Terminated Life Insurance Policies

A legacy family printing firm’s collapse serves as a cautionary tale regarding the tax consequences of using life insurance policies to provide emergency business capital. In the legal dispute of Jonathan D. Sawyer v. Commissioner of Internal Revenue, the Tax Court examined the complex tax

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