Risk Assessment

Should New Jersey Mandate Appraisal Rights in Auto Policies?
Regulatory & Compliance Should New Jersey Mandate Appraisal Rights in Auto Policies?

Setting the Stage for a Market Shift in Auto Insurance Imagine a scenario where a car accident leaves a New Jersey driver with a totaled vehicle, only to face a settlement offer from their insurer that barely covers half the car’s worth. This kind of dispute over valuation is far from rare, and it

Partners& Expands Expertise with Strategic Acquisitions
Data Analytics Partners& Expands Expertise with Strategic Acquisitions

In an era where the insurance industry faces ever-growing complexities, with businesses demanding tailored solutions for niche risks, a single strategic move can redefine a company's trajectory. Imagine a firm not just keeping pace with these challenges but setting the benchmark by integrating

How Is Pen Underwriting Transforming Ireland's Insurance Market?
Data Analytics How Is Pen Underwriting Transforming Ireland's Insurance Market?

Imagine a landscape where insurance solutions for complex, high-risk scenarios are hard to come by, leaving businesses and individuals scrambling for coverage. In Ireland, this has long been a challenge, especially in niche sectors like transport and non-standard household risks. However, a

Are UK SMEs Underinsured Against Escalating Cyber Threats?
Data Analytics Are UK SMEs Underinsured Against Escalating Cyber Threats?

From rising attack frequency to shifting insurance habits: why the UK’s SME cyber gap matters now Across the UK’s small and midsize business landscape, cyber incidents pile up faster than many owners expect, yet coverage has not kept pace and confidence often outstrips actual readiness in a way

Is AI Redefining UK Cyber Risk, Regulation, and Insurance?
Data Analytics Is AI Redefining UK Cyber Risk, Regulation, and Insurance?

Simon Glairy has spent his career at the intersection of insurance, risk management, and Insurtech. He helps boards and security leaders translate technical threats into business decisions, and his work on AI-driven risk assessment has shaped how companies evaluate and transfer cyber risk. In this

Is Cyber Insurance a Smart Buy for Small Businesses?
Regulatory & Compliance Is Cyber Insurance a Smart Buy for Small Businesses?

Small businesses with lean teams and tight margins have increasingly found that a single cyber incident can knock out core systems, disrupt sales, and trigger a costly scramble to recover, even when the breach started with nothing more than a phish or a misconfigured account exposed to the

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