Risk Assessment

High Court Rules Insurer Must Cover Laborer in Tractor
Digital Insurance High Court Rules Insurer Must Cover Laborer in Tractor

In a significant and detailed judgment that clarifies the scope of insurance liability for laborers engaged in agricultural work, the Indore Bench of the Madhya Pradesh High Court has ruled that a laborer traveling in a tractor-trolley for a work-related purpose is not a "gratuitous passenger" and

Will Pritzker's Bill Tame Soaring Insurance Rates?
Regulatory & Compliance Will Pritzker's Bill Tame Soaring Insurance Rates?

Homeowners across Illinois are reeling from a severe case of "massive sticker shock" after one of the state's largest insurers, State Farm, implemented an average premium hike of 27%, a move that has ignited a high-stakes political battle. This dramatic increase has thrust the state's regulatory

Will Fewer AV Accidents Mean Lower Insurance Costs?
Data Analytics Will Fewer AV Accidents Mean Lower Insurance Costs?

The long-held vision of autonomous vehicles ushering in an era of unprecedented road safety is now being tested on the complex and unpredictable streets of our cities, forcing a critical re-evaluation of what this technological shift truly means for the insurance industry. As robotaxis transition

Partnership Delivers Personalized Insurance for EV Leases
Digital Insurance Partnership Delivers Personalized Insurance for EV Leases

A New Era of Integrated EV Insurance Seamless Smart and Customer Centric A landmark partnership between technology provider Root Platform, insurer Admiral Pioneer, and Octopus Electric Vehicles is set to redefine the insurance landscape for electric vehicle leasing. By embedding personalized motor

Trend Analysis: Evolving Cyber Insurance
Regulatory & Compliance Trend Analysis: Evolving Cyber Insurance

The once-turbulent cyber insurance market, characterized by soaring premiums and restrictive terms that left many businesses questioning its value, is now charting a course toward unexpected calm. This transition from a volatile hard market to a period of relative stability marks a pivotal moment

Is Your MGA Solving the Wrong Compliance Problem?
Digital Insurance Is Your MGA Solving the Wrong Compliance Problem?

The rush to adopt sophisticated software often masks a more fundamental vulnerability within a growing Managing General Agent, a flaw rooted not in technology but in a misunderstanding of the very business processes the technology is meant to govern. This common pitfall treats compliance as a

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