Ransomware economics are being rewritten at the network edge as attackers trade spearphishing for mass exploitation of VPNs and firewalls that expose thousands of identical entry points overnight. That pivot has reshaped risk selection, raised loss severity for smaller firms, and concentrated
Life insurance long meant paper forms, phone calls, and weeks of limbo. Now Liberty Mutual and Ethos offer an end-to-end online path that approves many applicants in minutes through a short health questionnaire, typically without a medical exam. The shift reframes coverage from a drawn-out chore to
Claims decisions are now shaped by instant updates, clear rules, and empathetic care at the exact moment beneficiaries expect both speed and certainty from life insurers, turning claims into the brand’s most public test of promise and performance. Rising expectations, staffing constraints, and a
Simon Glairy has spent years at the intersection of insurance, risk management, and AI-driven assessment, where split-second decisions and disciplined iteration can make or break fraud outcomes. In this conversation, he opens up about the human routines that sharpen technical judgment, the
An underwriting submission that once sprawled across spreadsheets, PDFs, and emails can now be digitized, enriched, and scored before a human even opens the file, shifting the bottleneck from data gathering to decision quality. That shift framed the rationale behind a new partnership embedding
Speed now decides winners in commercial insurance as brokers expect quotes in minutes while carriers confront tight margins, volatile capacity, and mounting demands for data transparency across product lines. This shift has elevated submission intake from back-office chore to front-line
