The dramatic and sustained expansion of the California FAIR Plan, the state's insurer of last resort, has become the focal point of a contentious debate, splitting stakeholders into two distinct camps with diametrically opposed views on the health of the insurance market. This growth is either a
Legacy institutions in the insurance sector are navigating a treacherous tightrope, where the immense pressure to deliver consistent quarterly returns clashes directly with the critical need to fund a high-stakes technological reinvention for survival. This is the central paradox facing industry
In an era defined by volatility, Simon Glairy stands as a crucial interpreter of the complex forces reshaping our world. A recognized expert in insurance and Insurtech, he specializes in the intricate dance between global risk and the financial mechanisms designed to manage it. As the World
A multi-billion dollar corporation’s market value can now be swayed more by a viral tweet than by its quarterly earnings report, illustrating the immense power of public perception in today's business landscape. In this hyper-connected environment, a company's value is no longer measured solely by
The annual policy review, once a reliable cornerstone of specialty insurance underwriting, is rapidly becoming a relic in an industry where client business models can fundamentally transform in a matter of months, not years. This acceleration creates a dangerous "speed gap" between the dynamic
In a financial ecosystem engineered to eliminate trusted intermediaries, the loudest demand is now for the most traditional trust-based product of all: insurance. This paradox sits at the heart of the next evolutionary phase for Decentralized Finance (DeFi). The multi-billion dollar "trustless"
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